Manufacturing & Distributors
Insurance
Manufacturers, alongside the distribution of their products, face a wide range of risks that don’t always fit neatly into a standard Commercial Insurance policy.
KIN Insurance are experts within the manufacturing and distribution field, with a range of insurers where we can place the Business with underwriters who really understand the full range of risks involved to a manufacturing company.
We Are manufacturing And Distribution Insurance experts
Our goal is simple and straight forward – to ensure our manufacturing clients are insured against all expected and unexpected claims with absolutely no gaps in the cover provided.
This of course is on top of your more standard covers including public and employers’ liability, fleet Insurance, management liability and Business interruption.
This includes:
- Buildings, tools, machinery, and equipment
- Product Liability
- Environmental Factors and supply chain complexities
- Product recall exposure mitigation
- Regulatory and copyright oversight

Comprehensive
Manufacturing
Insurance
Insurance Brokers without manufacturing Insurance expertise often overlook two important elements: product liability and distribution Insurance.
All companies that sell or manufacture tangible products have a products liability exposure. This includes sole traders assembling products in their own home, online retainers of products manufactured by a 3rd party through to large manufacturing and distributors across multi-site locations.
Product liability Insurance will often be required in contracts with the suppliers and vendors and is highly recommended for every party in the supply chain, not just the manufacturer itself.

Product Liability
Cover Levels
Beware of low levels of cover.
Product liability can be extensive and unpredictable and multiple parties can be affected by the same batch of defective or substandard products and often a claim will name all parties in any litigation, making it potentially very complex and expensive to defend.
With today’s digital age, review sites and social media, complaints can multiply and manifest quickly, so robust product liability can quite frankly stop your Business from going under or at a minimum, affecting growth and profitability short and medium term.

Distribution
KIN can also arrange warehouse Insurance and distribution Insurance to ensure your goods are properly protected when they are waiting to be delivered and during the entire distribution process.
Hauliers and Couriers often only insure the goods by size and weight rather than by full replacement value and therefore can be grossly underinsured.
If your Business has your own distribution vehicles, we can insure the vehicles and goods in transit, ensuring replacement value and any hazardous goods are fully accounted for.
Risk Management
As well as the Insurance products themselves, we also offer risk management and crisis containment for companies in the manufacturing sector, sharing industry best practices.
Manufacturing Insurance
KIN Insurance can assist with the following manufacturing and distribution programs:
- Make To Stock (MTS)
- Make To Order (MTO)
- Make To Assemble (MTA)
We also have expertise in insuring the four main types of manufacturing assembly – custom manufacturing systems, intermittent manufacturing systems, continuous manufacturing systems and flexible manufacturing systems.
Our in-house claims team are on hand to assist with any claims you have, simplifying the
process and working with the insurers to get everything speedily resolved.
KIN
More than just an
Insurance Broker
KIN are much more than an Insurance Broker to our clients, we think of ourselves as Business advisors where their Insurances are concerned, building strong relationships with our clients over time and ensuring every aspect of their Business is covered with robust Insurance policies to securely thrive in the ever changing modern digital world.
As well as cyber Insurance, we can also provide all other Commercial Insurances, and are happy to provide quotations as your other Business Insurance policies become due for renewal.
Why Choose KIN Insurance

Strong relationships with
leading insurers
Our long standing excellent relationships with insurers means you will benefit for the very best policies available in the UK

A family Business, established
for 30 years
Quintessentially a family Business, that’s how we will stay. We are proud to be family owned and our clients really like it this way.

Bespoke service and
traditional values
Good ol’ fashioned personal, friendly and reliable service. A true people Business, you’ll love dealing with us.

Expert Insurance Brokers with knowledgeable consultants
We invest in our people to make sure we are the best that we can be. We will give you sound and independent advice in a consultative approach.
About KIN Insurance
Insurance is a people Business and that’s what KIN Insurance does best.
KIN Insurance (formerly Warwick Davis Insurance) is a Commercial Insurance Broker with its head office in Worthing.
Personal relationships and an in depth understanding of your Business – and hence your Commercial Insurance requirements – are at the heart of what we do and many of our clients have become friends over the years, with recommendations and word of mouth helping us to grow our Business.
KIN Insurance have a panel of leading UK Insurers and are confident we can source the most appropriate policy(s) for your Business – for sole traders, SME’s and large corporates, all clients large or small are important to us and we look forward to working closely with you over a period of years.
We have watched many of our clients grow their Business, products, services and premises over our 30 years’ trading and have taken immense satisfaction ensuring their Insurance cover matched their changing needs.
KIN Knowledge Hub
Sign up to the Knowledge Hub newsletter
Welcome to the KIN Insurance Knowledge Hub! Please sign up to our newsletter which will be emailed direct to your inbox fortnightly containing the latest industry news, advice and tips from our knowledgeable Insurance consultants!
Your data is safe with us. To find out more about how we will use and store your email data go to our Privacy Policy page.
KIN Testimonials
If you’d like to join our delighted customers, please call 01903 238 889 or leave your details on our contact page and we will be in touch really soon!






