Directors & Officers
and Trustee Indemnity
Insurance
Directors & Officers Insurance – also known as D&O Insurance and Management Liability Insurance – protects your Business against compensation claims made against your Business’s Directors and Senior Managers
There are a myriad of wrongful acts that your senior management team – individually or collectively – can make and in today’s compensation culture, the likelihood of getting sued has multiplied.
These wrongful acts include:
- Neglect
- Error
- Misleading statement and dishonesty
- Wrongful trading
- Breach of duty
- Breach of trust
Your Commercial Insurance specialists
KIN Insurance are Commercial Insurance specialists and have panel of Management Liability / Directors & Officers liability insurer panel to cover the cost of claims made against your senior management by shareholders, investors, employees, regulators, creditors and third parties (customers or suppliers).
Benefits of our D&O Insurance Policies:
- Cover between £100,000 to £10 million
- Legal cover and compensation awarded
- Cover against breach of European legislation
- Covers insolvency
- Employment practices liability Insurance can be purchased as an extension of D&O cover
Management Liability cover up to £10 million
Management Liability cover up to £10 millions for claims against you, including legal costs in defending the claims and any subsequent award made against you or your Business. This includes previous directors or officers that may have left the Business of their own accord or as a result of their incompetence or dismissal.
It covers employee discrimination such as:
• Unfair dismissal
• Harassment
• Bullying
• Sexual discrimination
• Discrimination claims (e.g. failure to promote a person)
Robust D&O
Insurance cover
Robust D&O Insurance cover allows your senior management team to make the day-to-day Commercial decisions necessary to run your company in the most flexible and agile manner required, without fear of a decision causing catastrophic financial consequences.
In some cases, having no D&O cover could affect a Businesses ability to attract top managerial talent given the potential risks involved (individuals can be sued).
Don’t get caught out by rising D&O costs
Today’s increasingly complex legal environment means Businesses face a heightened prospect of liabilities and litigations – adverse news events via the internet and social media are now commonplace and the prospect of libel or misleading statements is higher than ever before.
KIN Insurance are sourcing more and more D&O Insurance for our clients as lawsuits are expensive and the costs associated with them are rising, not having Insurance and defending a claim could be financially crippling for a Business.
Directors & Officers Insurance
Reimburses the defence costs incurred by board members, managers and employees in defending claims made by shareholders or third parties for alleged wrong doing.
Cover is for current, future and past Directors & Officers of a company and its subsidiaries.
Covers monetary damages, settlements, and awards resulting from claims.
D&O Insurance covers the individual for acts performed or omitted while in a senior position within the company.
KIN
More than just an
Insurance Broker
KIN are much more than an Insurance Broker to our clients, we think of ourselves as Business advisors where their Insurances are concerned, building strong relationships with our clients over time and ensuring every aspect of their Business is covered with robust Insurance policies to securely thrive in the ever changing modern digital world.
As well as cyber Insurance, we can also provide all other Commercial Insurances, and are happy to provide quotations as your other Business Insurance policies become due for renewal.
Why Choose KIN Insurance
Strong relationships with
leading insurers
Our long standing excellent relationships with insurers means you will benefit for the very best policies available in the UK
A family Business, established
for 30 years
Quintessentially a family Business, that’s how we will stay. We are proud to be family owned and our clients really like it this way.
Bespoke service and
traditional values
Good ol’ fashioned personal, friendly and reliable service. A true people Business, you’ll love dealing with us.
Expert Insurance Brokers with knowledgeable consultants
We invest in our people to make sure we are the best that we can be. We will give you sound and independent advice in a consultative approach.
About KIN Insurance
Insurance is a people Business and that’s what KIN Insurance does best.
KIN Insurance (formerly Warwick Davis Insurance) is a Commercial Insurance Broker with its head office in Worthing.
Personal relationships and an in depth understanding of your Business – and hence your Commercial Insurance requirements – are at the heart of what we do and many of our clients have become friends over the years, with recommendations and word of mouth helping us to grow our Business.
KIN Insurance have a panel of leading UK Insurers and are confident we can source the most appropriate policy(s) for your Business – for sole traders, SME’s and large corporates, all clients large or small are important to us and we look forward to working closely with you over a period of years.
We have watched many of our clients grow their Business, products, services and premises over our 30 years’ trading and have taken immense satisfaction ensuring their Insurance cover matched their changing needs.
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