Commercial Combined
Insurance
One Commercial Insurance product with extensive, flexible cover for UK Businesses including property damage, Business interruption, liability (public, employers’ and products) and much more..
A comprehensive Commercial combined Insurance package will protect your Business, employees, premises and in many instances, your customers.
It is normally made up of Commercial Insurance cover including public, employers and products liability, fire and theft cover for buildings, machinery and stock, Business equipment, goods in transit and Business interruption.
Business interruption is often vital and will replenish the significant loss of income and cash-flow of a major incident (e.g. a fire) should take place.
Combined Commercial Insurance is suited to companies that require complete protection tailored to their requirements without the hassle (and potential added cost) of handling multiple policies.
KIN Insurance provide Commercial combined Insurance to Businesses large and small, across multiple sectors, and are proud to be viewed as a leading Insurance Broker in this field. Often (not always) starting with a site visit, our consultants will work closely with your senior team and give robust advice on the most appropriate Commercial combined policy, including risk management procedures to reduce risk and potentially lower premiums.
Commercial Combined Insurance – flexed to your Business needs.
Our policies are tailored to your exact Business requirements and can include:
- Public liability Insurance
- Employers’ liability Insurance
- Product liability Insurance
- Commercial property Insurance
- Personal accident Insurance
- Business interruption Insurance
- Stock, machinery and equipment Insurance
- Goods in Transit Insurance
Simplicity with less administration
There is no need to have numerous policies, often with different insurers, to review and renew throughout the year. Everything is handled in one place, by a Broker that knows your Business inside and out, saving you time and money.
Cost reduction
Combining all your policies into one Commercial combined policy can often save you money in premiums. Our insurers often offer discounts for combining the policies and them winning the Business, as they can also see the whole risk picture across the organisation.
Tailored policies
KIN Insurance know that no two companies are the same, our 30 years in Business have taught us that. Our Commercial combined Insurance are truly bespoke and in perfect synergy with your Business.
Expert Claims Representation
Have complete piece of mind that our consultants will thoroughly review your liability Insurance and leave no stone unturned to ensure you have complete protection for your Business.
KIN
More than just an
Insurance Broker
KIN are much more than an Insurance Broker to our clients, we think of ourselves as Business advisors where their Insurances are concerned, building strong relationships with our clients over time and ensuring every aspect of their Business is covered with robust Insurance policies to securely thrive in the ever changing modern digital world.
As well as cyber Insurance, we can also provide all other Commercial Insurances, and are happy to provide quotations as your other Business Insurance policies become due for renewal.
Why Choose KIN Insurance
Strong relationships with
leading insurers
Our long standing excellent relationships with insurers means you will benefit for the very best policies available in the UK
A family Business, established
for 30 years
Quintessentially a family Business, that’s how we will stay. We are proud to be family owned and our clients really like it this way.
Bespoke service and
traditional values
Good ol’ fashioned personal, friendly and reliable service. A true people Business, you’ll love dealing with us.
Expert Insurance Brokers with knowledgeable consultants
We invest in our people to make sure we are the best that we can be. We will give you sound and independent advice in a consultative approach.
About KIN Insurance
Insurance is a people Business and that’s what KIN Insurance does best.
KIN Insurance (formerly Warwick Davis Insurance) is a Commercial Insurance Broker with its head office in Worthing.
Personal relationships and an in depth understanding of your Business – and hence your Commercial Insurance requirements – are at the heart of what we do and many of our clients have become friends over the years, with recommendations and word of mouth helping us to grow our Business.
KIN Insurance have a panel of leading UK Insurers and are confident we can source the most appropriate policy(s) for your Business – for sole traders, SME’s and large corporates, all clients large or small are important to us and we look forward to working closely with you over a period of years.
We have watched many of our clients grow their Business, products, services and premises over our 30 years’ trading and have taken immense satisfaction ensuring their Insurance cover matched their changing needs.
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